Charter One Realty's consistent investments on behalf of Buyers, Sellers, and Communities for over three decades pay dividends for our clients. Like the international luxury brands, Charter One Realty employs world-class marketing with a global reach.

But one need only look at actual sales in the area’s luxury communities, and at the area’s $1,000,000+ transactions to understand that Charter One Realty is the Lowcountry’s Leading Luxury Brand.

Announcing our November 2022 Charter One Realty Signature Sales. Like the international luxury brands, Charter One Realty employs world-class marketing with a global reach. And when it comes to Luxury Properties, we dominate the market.

We successfully listed, marketed, and negotiated the sale of 14…

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MARKET UPDATE - October 2022

Existing home sales declined nationwide for the eighth consecutive month, falling 1.5% as of last measure, according to the National Association of REALTORS® (NAR), with sales down nearly 24% from the same period last year. Pending home sales also declined, dropping 10.9% month-to-month, exceeding economists’ expectations. Stubbornly high inflation and soaring borrowing costs have eroded buyer purchasing power and have caused the market to cool rapidly this year.


The US housing market is undergoing a major shift, and affordability continues to be an obstacle for buyers and sellers. Mortgage rates have doubled since March, and home prices remain elevated due to a limited supply of homes, although price gains are slowing…

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Charter One Realty's consistent investments on behalf of Buyers, Sellers, and Communities for over three decades pay dividends for our clients. Like the international luxury brands, Charter One Realty employs world-class marketing with a global reach.

But one need only look at actual sales in the area’s luxury communities, and at the area’s $1,000,000+ transactions to understand that Charter One Realty is the Lowcountry’s Leading Luxury Brand.

Announcing our October 2022 Charter One Realty Signature Sales. Like the international luxury brands, Charter One Realty employs world-class marketing with a global reach. And when it comes to Luxury Properties, we dominate the market.

We successfully listed, marketed, and negotiated the sale of 20 $1M+…

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Alec Smith entered the real estate business directly out of college, after interning with a Top Producing Agent in Jacksonville, Florida. Alec then joined a small reputable brokerage in Downtown Beaufort where he learned the ropes with the help of his Broker. Alec made the jump to Charter One Realty last month and is already seeing success in the business. 

Charter One Realty sat down with Alec to learn more about how he got his start and some of his favorite aspects of life in the Lowcountry.

CHARTER ONE REALTY: When did you know that you wanted to pursue a career in real estate?

Alec Smith: I knew I wanted to pursue a career in real estate after completing a summer internship in college. I was fortunate enough to get a better understanding of…

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Toy Drive 2022 - Hilton Head Island

Celebrate the holidays with us by donating any new, unwrapped toy to our Holiday Toy Drive. We will gladly accept your donations at any Charter One Realty office location (Monday to Friday 9am – 5pm) from now until December 5, 2022.

Toy donations will go to United Way's "Holiday Heros", Deep Well's "Santa Shop" and Bluffton Self Help's "Holiday Toy Shop" to help Lowcountry families in need this holiday season. Anyone wishing to help make a difference in the life of a child or family in our community, we invite you to stop by any of our offices to make a donation. 

We will graciously accept your donations at any of the offices listed below:

  • 2 North Forest Beach Drive, Suite 119 (Beach Market) - Hilton Head Island
  • 5 Park Lane - Hilton…

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Hilton Head Island, SC, October 2022 – Charter One Realty has announced the start of the 7th Annual Holiday Toy Drive in partnership with Deep Well, Bluffton Self Help, and The United Way. Members of the community are invited to drop off new, unwrapped toys at the company’s sales offices through Monday, December 5th. The toys will be delivered throughout the holidays in conjunction with local charities that assist financially and physically disadvantaged children.

“As part of our holiday tradition for 7 years, we invite the public to join Charter One's efforts to bring holiday cheer to families and children who are less fortunate,” said Paige Rose, CMO of Charter One Realty. “At Charter One, we feel it’s important to give back to the communities in…

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Perspective Matters When Selling Your House Today

Perspective Matters When Selling Your House Today | MyKCM

Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift that’s happening today and why it’s still a sellers’ market even during the cooldown.

Fewer Homes for Sale than Pre-Pandemic

While the supply of homes available for sale has increased this year compared to last, we’re still nowhere near what’s considered a balanced market. A recent article from Calculated Risk helps put this year’s increased inventory into context (see graph below):

It shows supply this year has surpassed 2021 levels by over 30%. But the further back you look,…

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Four Things That Help Determine Your Mortgage Rate

Four Things That Help Determine Your Mortgage Rate | MyKCM

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

If you’re looking for ways to combat today’s higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized advice.

Your Credit Score

Credit scores can play a big role in your mortgage rate. Freddie Mac explains:

“When you build and maintain strong credit, mortgage lenders have greater confidence when qualifying you…

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What Are Experts Saying About the Fall Housing Market?

What Are Experts Saying About the Fall Housing Market? | MyKCM

The housing market is rapidly changing from the peak frenzy it saw over the past two years. That means you probably have questions about what your best move is if you’re thinking of buying or selling this fall.

To help you make a confident decision, lean on the professionals for insights. Here are a few things experts are saying about the fall housing market.

Expert Quotes for Fall Homebuyers

A recent article from realtor.com:

This fall, a more moderate pace of home selling, more listings to choose from, and softening price growth will provide some breathing room for buyers searching for a home during what is typically the best time to buy a home.”

Michael Lane, VP and…

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Two Questions Every Homebuyer Should Ask Themselves Right Now

Two Questions Every Homebuyer Should Ask Themselves Right Now | MyKCM

Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to purchase a home priced out of the market and others wondering if now is the time to buy one. But this rise in borrowing cost shows no signs of letting up soon.

Economic uncertainty and the volatility of the financial markets are causing mortgage rates to rise. George Ratiu, Senior Economist and Manager of Economic Research at realtor.com, says this:

“While even two months ago rates above 7% may have seemed unthinkable, at the current pace, we can expect rates to surpass that level in…

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