Charter One Realty

Buyer Resources

As your Buyer's Representative, we can make the process of house hunting much easier and more efficient than if you did it all yourself. We can help guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.

Once you've found a place that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.


Image of Mars
Mars Savannah, GA
Hannah was beyond helpful when my family needed to purchase a home. She gets back to you quickly, will go out of your way to accommodate requests, and is super friendly! I 100% recommend her to anyone looking for a reliable realtor!
Image of Nelson Reyes
Nelson Reyes Old Town Bluffton Buyer
"My wife and I recently had the great pleasure of working with Matt & Kara Raehn. From the moment we met Matt we knew that we would become partners in the search for our retirement home. His knowledge of the area and his expertise as a professional realtor truly made for a wonderful experience. We purchased our new home after seeing 3 homes. Matt was always there to answer questions or with suggestions; he went above and beyond our expectations. There is an old saying that says: "PEOPLE LIKE DOING BUSINESS WITH PEOPLE THEY LIKE" We like Matt, he truly is a pleasure to work with. Thank you Matt & Kara Raehn for introducing us to Bluffton!"
Image of Don Krueger
Don Krueger
10 out of 5 Stars! Julianne is the quintessential realtor…leaves no stone unturned in order to consummate the transaction…if you choose someone else, you haven’t chosen the best.
Image of Patricia & Mark Leader
Patricia & Mark Leader Long Cove Club - Hilton Head Island
Andy Reed came highly recommended to us by long-time friends and residents of Long Cove Club, and we were extremely satisfied with our process.  With his experience and ability to understand our wants and needs, we were able to quickly determine the best communities and ultimately decided on Long Cove.  The house was perfect, the contract and settlement process went exceedingly well, and it was an absolute pleasure to work with Andy and his great team.
Image of Ken & Laine Orcutt
Ken & Laine Orcutt Sea Pines
We have had the pleasure of working with Andy Reed on three real estate transactions.  We have bought, sold, and bought again with Andy.  It took us a couple of years to decide to sell our first house and buy something else.  Andy was extremely patient with us.  We never felt pressured to do something we weren’t ready to do.  His knowledge of the market and experience is vast which helped us in getting top dollar for our home and the best deal we could on our new property.  Communication is key when buying and selling real estate from a far.  Andy and his assistant, Ashley, were phenomenal communicators and handled every minute detail for us.  I don’t know what we would have done without them.  I don’t know what the future holds, but rest assured, if I buy or sell another property in Hilton Head, Andy Reed will be the first phone call I make.
Image of Kristi Basnett
Kristi Basnett The Lakes at New Riverside Buyer
"Matt & Kara were beyond helpful in our journey of buying a home. They were timely, responsive, communicative, and answered every question we had. They went out of their way to send us listings and recommended certain areas/neighborhoods they believed checked the boxes of what our family was looking for. We are so grateful to have had their help and expertise during our home buying process. We can’t recommend them enough!"
Image of Frank & Michelle J.
Frank & Michelle J. Bluffton Buyers
Duke is by far the best person and most knowledgeable person to guide you through a purchase in the Lowcountry. He helped us pick the right community for our needs, was an expert in the negotiations to get a great deal and didn't stop after we purchased the home. We are new to the area, and he helped refer us to various skilled professionals to help maintain and set up our new home. Duke is fantastic and was very patient as we waited for the perfect home to come on the market. I would not hesitate to refer Duke and Linda to anyone looking to buy in Bluffton/Hilton Head.
Image of Dale and Demetra Matthews
Dale and Demetra Matthews Buyers - Long Cove Club
We were very pleased with the excellent work of Herman and Davis Properties in the purchase of our home in Long Cove. Monica Davis was our realtor during this process and she was prompt, well-informed, professional, and cordial in all of our interactions. All aspects of buying a home were handled smoothly by Monica and her team. We highly recommend them without any reservations whatsoever. If you want the best, go to the best: Herman & Davis Properties.
Image of Jeff Rosenblatt
Jeff Rosenblatt
Krista was our super-agent who showed us so many areas, properties and homes during our search. She was patient and thorough, never showing us anything she didn’t think was right for us: newly retired couple moving to the low country to find a great neighborhood. We wound up buying property to build our home and Krista has gone above and beyond following up after closing and helping us with the build. Service, great attitude and fun. Thanks so much! Would highly recommend Krista Wilson!
Image of Dana and Peter
Dana and Peter Buyers
Marisa Cain was a pivotal reason we bought our home. From the beginning, she struck the perfect balance—warm and enthusiastic, yet candid and insightful. We valued these attributes in Marisa, especially being new to the area. After just one morning of touring homes, she quickly honed in on what truly mattered to us. A week later, she had a strong instinct about a new listing and let us know right away. She was absolutely right—it turned out to be the one. Marisa guided us through every step of the process with efficiency and care. She made sure we fully understood each aspect of the home and addressed any potential concerns on our checklist. We always felt she was advocating for us, representing our best interests throughout the entire home buying process. Even after our offer was accepted, Marisa remained hands-on, leading us seamlessly through closing and generously sharing her trusted contacts for services like painting, landscaping, and cleaning. She is a true professional. We wholeheartedly recommend Marisa to anyone looking to buy a home.
Image of Jeff Stutz
Jeff Stutz
Lonnie Goulet handled the sale of our home. We found Lonnie to be knowledgeable, responsive, proactive, professional, thorough, and efficient. That’s a lot of positive adjectives to use about a Realtor’s performance and Lonnie earned it via her outstanding work. Our home was on the market for less than two weeks prior to receipt of an offer to purchase. She did a terrific job as a seller’s agent and we would not hesitate to call her if we buy or sell property in the low country in the future.
Image of Jess Stinson
Jess Stinson Buyers, 8 Rock Springs Drive, Beaufort SC, 29907
"What can I say! We are from Philly trying to buy land in a very specific area and Alec took the reigns and within a week found us the best land!!! He is knowledgeable and kind and listens!!! Always do business with Alec!!! (PS he was my third realtor)"
Image of Michelle & Justin B.
Michelle & Justin B. Buyers
"We were lucky to find Shelley & Gary. We don’t live in the area and had only visited the island twice before realizing we wanted to buy an investment property.  Shelley and Gary took the time to understand what we wanted and worked diligently to find it for us. They always responded to our questions quickly and clearly communicated with us and those involved in our purchase. They also referred us to their trusted resources to help us close on our property without a hitch, despite us living in Colorado and amidst the global health pandemic. We highly recommend them to anyone looking for a realtor in the area. Simply put – they are exactly what a buyer wants and needs, and yet, they still go above and beyond for their clients."
Image of Susan
Susan Bluffton Seller & Buyer
I can’t say enough wonderful things about my experience with Shelley and Gary! I’ve bought and sold 8 homes and this process was by far most supportive and enjoyable. They recently handled both a sale and purchase, all which took place in 2 quick months. They both went above and beyond every aspect of the sales. Their knowledge of the market and home buying process is without flaw. I hope to refer many clients to them in the future! I’m very thankful I made the decision to work with them.
Image of Beverly S.
Beverly S. Sun City Seller
The Elliotts are quite the team!!! They work extremely well together and never leave a stone unturned. After selling several homes over 50 years, they, without a doubt, provided the best service of any realtor I have previously used. I would not hesitate to call on them again myself or to recommend them to others.
Image of The Lowes
The Lowes Sellers
Bud and I were impressed with Shelley and Gary from the first time we met. Their warm and winning personalities along with their marketing program was very impressive. They were also recommended by our neighbor. Once we signed on with them, professional photos of our home were taken and presented to us. There was constant communication from them by email, phone, and texts. We had moved up north and they arranged every service, hired the best workers and best of all they sold our home in less than Five Days!
Image of Denise Loft and Brian Culbert
Denise Loft and Brian Culbert Buyers - Palmetto Bluff
Keene was a tremendous resource who we relied upon to help us acquire an amazing property in Palmetto Bluff. His guidance and insights were invaluable, a true professional.
Image of Port Royal Buyer
Port Royal Buyer 85 S Port Royal Drive Hilton Head SC, 29928
Sabrina is by far the best realtor we have ever worked with. She went above and beyond when we were looking for houses and then helped us get set up to meet with contractors and landscapers she has worked with.
Image of Cynthia and John Rohrs
Cynthia and John Rohrs
When we began looking in South Carolina for a new home, we only knew we loved the Bluffton/Hilton Head area.  We hadn’t yet set our sights on any specific plantation or community.  Like most people, we arrived in Bluffton having only looked online at house listings, and had a few we hoped a realtor could show us.  In our first meeting with Diana Sroufe, she suggested we first look at the communities to see what felt right, before we look at any houses. After all, it would do us no good to fall in love with a house if it was in a community we didn’t like.  She took us on a tour of four or five different communities, until we had firmly settled on Belfair (was it the Oaks? the Belfair Wave? the friendly population? all three?).  Diana listened to all of our chatter that day and learned a lot about our lifestyle, the kind of community we were looking for, what type of house we wanted and all of our different wants and needs.  As we went through homes in Belfair, she asked what we liked and didn’t like about each one and she used that information to determine which house to show us next.   On a second trip to the area a couple of weeks later, I was on a mission: I was here to buy a house.  I had a timeline, and the pressure was on.  Diana showed me everything she had that fit into our guidelines. After looking at quite a few homes, I was able to narrow it down to two.  Diana listened as I talked through the potential renovations, the overall condition of each house, what would need to be added or removed. During these conversations Diana’s true expertise shined through as she prompted me to consider things I would never have thought of. For instance, one house faced East, the other West. This turned out to be a key factor in the final decision. In short, Diana helped me crystalize my decision without ever trying to influence it.    I don’t believe I would have chosen the right house had we not had the benefit of Diana’s insights, expertise and experience.  Thankfully we did have her along for our ride, and we chose exactly the right home for us: the one facing East. 
Image of Patti Bohlin, Alexandria, Virginia
Patti Bohlin, Alexandria, Virginia
Charter One Realty, Marisa Cain, my agent and Mary Williams the selling agent were amazing to work with. The communication between agents and then to me was on point and done in a timely manner. I was located in VA so the majority of my experience was done long distance. Everything was handled efficiently through settlement and I couldn’t be happier. I wholeheartedly recommend using Charter One Realty, you won’t regret your decision.
Image of Phil and Julia G. – Sellers of 577 Colonial Drive - June 2024
Phil and Julia G. – Sellers of 577 Colonial Drive - June 2024
Drew, Kim - We consider you two the dynamic duo. Drew, you are an amazing agent with a huge heart and eye not only for house sales but individuals that enhance the community. Your partner, Kim, is not a happen-chance coworker but truly your complement in selling homes, representing clients and assuring all parties that their wishes are valued. We have experienced 7 sales, but none as professionally orchestrated as 577 Colonial Dr. We thank you for your guidance, advice, representation and all-around friendship as we traversed this whirlwind house sale journey. Best wishes to you.
Image of John D.
John D. Hilton Head Island
We worked with David and his team on our last 2 homes we purchased and the sale of another. If it wasn’t for David and his infinite relationships in the Hilton Head area, I don’t believe we would have had the opportunity to purchase our current home.  Being new to the Hilton Head area, David was a tremendous help in answering our countless questions. What impressed me the most about David was the time he took to truly understand our preferences and needs and his patience in helping us find the perfect home. I am thrilled to recommend David to anyone looking to purchase or sell a home.
Image of Lisa, Daughter of Sellers
Lisa, Daughter of Sellers
The Elliott Team did an amazing job and deserves all the accolades and praise for their outstanding work, attention to detail, and dedication to our transaction!  I cannot express enough, my gratitude in all you have done to take care of my parents through this entire process.  Shelley, Gary & Allison did so much to make this transaction flow so smoothly...down to every last detail. I could not have asked for or picked a better team to help out...you are an amazing group!
Image of Marcia Murphy
Marcia Murphy Sea Pines (Calibogue Club)
My husband Jim and I have thoroughly enjoyed working with Andy, having first bought a beautiful condominium and more recently our dream home. Andy has been courteous, efficient, and respect­ful. He has made the often times difficult job of buying real estate easy. His knowledge of HHI real estate is well founded. We would highly recommend Andy to our friends and anyone looking for their special place on the island.
Image of Christine C.
Christine C.
Debbie and Daniel Cort are great at what they do! The are very patient and I would highly recommend them if you are considering buying a property, they are very knowledgeable. We love our new place.
Image of The Graffagnino Family
The Graffagnino Family 45 Queens Folly Rd #792 Hilton Head Island, SC 29928
"Sabrina is an absolute gem, she is professional, friendly and very knowledgeable. She made the process of selling our Hilton Head condo incredibly easy, she was always one step ahead. Her attention to detail, organization and common sense approach to all aspects of selling our property made it seamless from start to finish. Sabrina was wonderful and the added bonus is we made a new friend. Thank you Sabrina!!"
Image of Sherri Netherland
Sherri Netherland
“I know Ethan as an honest, hardworking man. An all-around good guy. It has been my pleasure to know him. He will never try to sell you a home or anything else, without having your best interest in mind, & he will not quit until things are right.”
Image of Tara M.
Tara M. Sun City Seller
If you're looking for a realtor to sell your home in Sun City, you'll quickly discover there are countless agents to choose from. So why did I choose the Elliott Team? My journey began with a neighbor's recommendation. She sold her home with the Elliott Team and couldn't say enough about their professionalism, service, and results. After working with them myself, I can confidently say they exceeded every expectation I had. From the first meeting, Shelley, Gary, and Allison impressed me with their knowledge, organization, and genuine commitment to helping me achieve the best possible outcome. They clearly explained every step of the selling process, outlined what to expect, and developed a thoughtful strategy to position my home for success. There were no surprises—just excellent communication and a clear plan from start to finish. What stood out most was the way they treated me. Their friendly, family-oriented approach made me feel like I was their only client. Every phone call, email, text, or question was answered promptly, and their teamwork was seamless. We worked together as partners throughout the entire process, with everyone contributing to a successful sale. Now that my house is sold, I really do miss them. Their expertise proved invaluable every step of the way. They guided me on the ideal time to list, recommended the right asking price, suggested staging and improvements that made my home shine in photographs and in showings, expertly navigated the offer negotiations and inspection credit. Their understanding of the Sun City market gave me complete confidence, and the results spoke for themselves—my home sold in ten days after it was listed on the MLS. One piece of advice from the team stayed with me throughout the experience: "It's all about price and presentation." The Elliott Team knew exactly how to maximize both, and their guidance made all the difference. Any realtor can say it’s price and presentation, not every realtor can do it. Shelley and Gary definitely know how. With the Elliott Team, however, their service didn’t end with listing and showing the house. They have an outstanding network of trusted vendors for every need. Whether it was recommending an auction vendor for furniture, coordinating donations with free pickup, or recommending service providers to satisfy inspection items; every referral was prompt, professional, and high quality. It was obvious to me the vendors valued their relationship with the Elliott Team and were committed to providing exceptional service. The Elliott Team made selling my home a smooth, organized, and remarkably stress-free experience. Their market knowledge, communication, integrity, and genuine care for their clients are seen and felt. If you're looking for a real estate team that will work tirelessly on your behalf and deliver outstanding results, you don’t need to look further than Shelley and Gary Elliott.
Image of
Linda was fantastic - knowledgeable, very responsive and very professional. She made finding our dream home and selling our current vacation home an absolute breeze. Linda did an excellent job helping us sale our property on View Point Circle. She was a pleasure to work with and I will recommend her to others if buying or selling in Beaufort. 
Image of Jillian and Damon Burton & Jo Ann Lyons
Jillian and Damon Burton & Jo Ann Lyons Hilton Head Island
We recently purchased a home in Hilton Head Island.  We are moving from out of state so that presented its own set of problems.  The transaction couldn’t have gone smoother.  Let me start by saying we have bought and sold several properties and normally don’t use a realtor.  When we purchase our next few rentals on the island we will absolutely use Christina Forbis.  She thought of everything, she was responsive, kind, genuine, honest, and upfront.  She knows how to do her job and then exceeds your expectations.  You are in good hands if you choose Christina as your realtor.  Her knowledge of the area is priceless. 
01 / 30

Home Buyer's Guide and Tools

Search Homes Right Now: Use the search tool to browse the wide variety of single-family homes, duplexes and condominiums on the local real estate market.

Register for the Home Finder and let your dream home come to you. Members can also create saved searches, collect their favorites and sign up for instant email alerts when new homes that fit their criteria come on the market.

First-Time Buyer? Read about some things you need to be aware of, if you're new to this process.

Learn About the Community
One Can't begin to search unless a buyer has an idea of the desired location. From stunning golf course homes, and elegant oceanfront villas, to palatial Intercoastal Waterway estate homes, home buyers can expect to see all manor of outstanding home buying options available here in the Hilton Head area. What amenities would you prefer to be located near? With convenience a key driver, if you love to play golf, the obvious choice might be a golf course property. For the active couple that likes to play tennis, maybe you should consider a villa in the Sea Pines Plantation community near the tennis courts. For the saltwater fisherman, you may want to consider an Intercoastal waterway home with deep-water access.

Buy Your Home with a REALTOR®: Read our buyer's guarantee and find out why working with a REALTOR® takes the guesswork out of buying a home.

Use the Mortgage Calculator to figure out what your mortgage payments will be on the home you want.

Connect to a Professional: Contact us anytime you need to know more about the area or any property that interests you. When you're ready to take the next step toward purchasing a home, we're here to help.

Out-of-Country Purchases: We can help you buy property here, even if you're in another country.

If you're ready to start house hunting, you can search real estate listings now. You can also refer to our Buyer's Guide for helpful tools and buying advice. To start working with an agent right away, please contact us.


Find Your Dream Home

We Can Help

Our brokerage sells more real estate in the Lowcountry than any other brokerage in the area. Let us help you find your next property.

Contact Information

Provide a valid email address.

Mailing Address

Property Information

Moving Details

Newsletter consent

*Your information will never be shared with any third party.