Michelle ElliottCharter One Realty is pleased to announce that Michelle Elliott has joined the company as an Agent, partnering with Becky Herman and Monica Davis of Herman and Davis Properties. Michelle and her team bring over 20+ years of experience in sales, marketing, and real estate in the Coastal Lowcountry. Michelle has joined the company at their Park Lane office located in Hilton Head, SC, and can be reached at 704-737-3128 or by email at MichelleElliott@CharterOneRealty.com.

Michelle comes to Charter One Realty from a national franchise brokerage in the Lowcountry.  She has been involved in all aspects of real estate, starting her professional career in the banking and real estate industry, focusing on mortgage lending, operations, and compliance. She always…

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Agent with Clients

When you are in the market to buy a house—or need to sell your current home—that is the time to use an experienced real estate professional. An inexperienced agent can cost you time and money, and unfortunately, maybe even put you at risk of losing out on your dream home.

Current market dynamics mean that experienced real estate agents are all the more valuable. With rare exception, negotiating the transaction is the most complex part of buying or selling real estate. At the same time, it is the one that can involve the most creativity. For that reason, it is important to have an experienced professional on your side who has successfully worked through many different transaction scenarios.


If You Are A Buyer

Searching for real estate for…

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With so many new concepts opening the past few years, we are always on the quest for the best restaurant in Bluffton. Our small town maintains its charm and hospitality while expanding in ways to better serve the growing community. One of those ways is by growing the food scene!

Bluffton is attracting chefs of all types who are putting their heart and soul into restaurants, cafes, bakeries and specialty shops throughout town. Trying new dishes can fill the void created by travel limitations right now; it brings us some excitement to try new flavors and regional cuisines.

New-to-you dishes can leave you wanting more, and Bluffton has so much to give. Since there is no time like the present, venture out to try a new cuisine or new spot! Now more than…

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30 Bradley Beach Hilton Head

There have been a lot of headlines reporting on how homeowner equity (the difference between the current market value of your home and the amount you owe on your mortgage) has dramatically increased over the past few years. CoreLogic indicated that equity increased for the average homeowner by $17,000 in the last year alone. ATTOM Data Solutions, in their latest U.S. Home Equity Report, revealed that 30.2% of the 59 million mortgaged homes in the United States have at least 50% equity. That doesn’t even include the 38% of homes that are owned free and clear, meaning they don’t have a mortgage at all.

How can equity help a household?

Having equity in your home can dramatically impact your life. Equity is like a savings account you can tap into…

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Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting in most parts of the country, as record-low interest rates are keeping monthly mortgage payments about 23% lower than the typical payment of 20 years ago. Despite the facts, misleading headlines persist, and they impact how hopeful homebuyers perceive the market.

In a recent survey by realtor.com, home shoppers indicated they were surprised by what they could actually afford when buying their first home. In fact, 47% discovered their budget was larger than they expected. George Ratiu, Senior…

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The new year has begun, and with it comes many people who have made buying or selling a home part of their 2021 resolutions. While ongoing unemployment claims remain elevated due to COVID-19, they are substantially lower than what they were during their peak and have had little effect on buyer demand thus far.

Hilton Head & Mainland Real Estate Market Update - January 2021

For the 12-month period spanning February 2020 through January 2021, pending sales in the Hilton Head region were up 35.9 percent overall. The price range with the largest gain in sales was the $650,001 and above range, where they increased 98.6 percent.

Market-wide, inventory levels were down 64.1 percent. The property type that lost the least inventory was the single-family…

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Housing bubble

Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons why this market is totally different.

1. This time, housing supply is extremely limited

The price of any market item is determined by supply and demand. If supply is high and demand is low, prices normally decrease. If supply is low and demand is high, prices naturally increase.

In real estate, supply and demand are measured in “months’ supply of inventory,” which is based on the number of current homes for sale compared to the number of buyers in the market. The normal…

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As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report, the Institute for Luxury Home Marketing (ILHM) shares:

“In a snapshot of 2020, despite the devasting effects of the coronavirus pandemic, the luxury real estate market has seen one of its strongest years since 2008. In comparison to experts’ predictions in early 2020, it is remarkable how significant demands for property type, location, and amenity preferences have changed amid the pandemic.”

With more opportunities to work from home and a growing interest in having extra space for things like virtual school, working out, and cooking more meals, the desire to own a…

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Dining Room Decor

Looking forward to more opportunities for hosting in 2021? Perhaps you are looking for a refresher on how to set a table. Or maybe you know how to set a table, but you need some ideas for designing a gorgeous tablescape to wow your guests! This article will teach you everything you need to know to make your dining room the star of the show.

When you walk into a dining room, the most dominant furniture is the dining table. No matter your style, it is important to dress it up (or down) to make it stand out and become a cohesive part of the room. No table is complete without decor, and even when it isn’t in use, it’s great to leave your table “set” to finish the look of your room.

How to Set a Table

First, let’s cover the basics of how to…

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Haute Residence is pleased to welcome Alison Melton of Charter One Realty to the exclusive Haute Residence Network as its representative in the Hilton Head Island and Bluffton, South Carolina, luxury real estate markets.

Alison Melton Charter One RealtyAlison Melton, REALTOR® is the Managing Partner of The Melton Group, a client-centered team of luxury real estate professionals providing buyers and sellers with a sense of ease and certainty, powered by the leading brokerage in the Lowcountry, Charter One Realty. The Melton Group specializes in private golf & waterfront communities spanning from Sea Pines to Palmetto Bluff. Alison is a Certified Luxury Home Marketing Specialist (CLHMS), has also received the prestigious CNE…

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