Charter One Realty Blog - Paige Rose

Home Is Where the Heart Is More than Ever This Year

There’s no denying the financial benefits of homeownership, but what’s often overlooked are the feelings of gratitude, security, pride, and comfort we get from owning a home. This year, those emotions are stronger than ever. We’ve lived through a time that has truly changed our needs and who we are, and as a result, homeownership has a whole new meaning for many of us.

According to the 2021 State of the American Homeowner report by Unison:

“Last year, staying home became a necessity and that caused many homeowners to have renewed gratitude for the roof over their head.”

As a nation, we continue to work through the challenges of a pandemic that’s pushed us all to new limits. Over the past year and a half, we’ve spent more time…

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Why Now Is a Great Time To Sell Your House

As we near the end of the year, more homeowners are realizing the benefits of today’s sellers’ market. Record-breaking home price appreciation, growing equity, low inventory, and competitive mortgage rates are motivating homeowners to make a move that addresses their changing lifestyles.

In fact, recent data from realtor.com shows a larger share of homeowners are planning to list their houses this winter. So, that means more homes are about to hit the market, which will lead to more choices for buyers too.

According to George Ratiu, Manager of Economic Research at realtor.com:

"The pandemic has delayed plans for many Americans, and homeowners looking to move on to the next stage of life are no exception. Recent survey data…

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Reasons To Hire a Real Estate Professional

Some Highlights

• Whether you’re buying or selling, there are many perks that come from working with a real estate advisor.
• Real estate professionals are experts at navigating all aspects of the buying and selling process, including negotiating on your behalf. We can also explain today’s market and break down what it means for you.
• Don’t go at it alone. Let’s connect today so you have advice and an expert to count on each step of the way.

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Don’t Believe Everything You Read: The Truth Many Headlines Overlook

There are a lot of questions right now regarding the real estate market as we head into 2022. The forbearance program is coming to an end and mortgage rates are beginning to rise.

With all of this uncertainty, anyone with a megaphone – from the mainstream media to a lone blogger – has realized that bad news sells. Unfortunately, we’ll continue to see a rash of troublesome headlines over the next few months. To make sure you aren’t paralyzed by a headline, turn to reliable resources for a look at what to expect from the housing market next year.

There are already alarmist headlines starting to appear. Here are two recent topics you may have seen in the news.

1. Foreclosures Are Spiking Today

There are a number of headlines…

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Where to Buy a Christmas Tree in Bluffton, Hilton Head and Beaufort

It’s that time of year! Thanksgiving has passed and we are ready to deck the halls. You might think the Lowcountry doesn’t have many options when it comes to cutting your own Christmas tree like the northern states, but we actually have a number of farms around Bluffton that grow their own trees in addition to bringing in the popular Douglas Fir.

So if you’re ready to grab a saw and go choose a tree, you are probably wondering exactly where you should go to buy a Christmas tree. Bluffton, Hilton Head and Beaufort all offer tree farm options! Plus, you know your standard big box options like Lowe’s and The Home Depot have trees, but when you are on the hunt for the can’t-be-replicated smell, feel and ambiance of a real Christmas tree, where should you…

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2021 Thanksgiving in the Lowcountry

This is the best time of year to be thankful in the Lowcountry! With a steadily hot real estate market, countless new neighbors, incredible local restaurants, shops, and a thriving arts scene - the Lowcountry community is strong and thriving. 

Our corner of the Lowcountry is full of wonderful people, outstanding natural habitats, and bustling tourism. We welcome guests with open arms and it's no wonder why so many visitors end up as residents.

We are so grateful to live where others vacation, and this time of year, we like to take extra time to share our appreciation for the community. 

Check out some of the things we are extra thankful for this year!

Quality Time & Activities in the Lowcountry

We find that the Lowcountry…

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Lowcountry Black Friday Sales: Shop Local

Shopping season is about to move into full swing, and we are all about shopping local. If you want to support the community during your Black Friday, Small Business Saturday, and Cyber Monday shopping, read on to learn about Lowcountry stores with Black Friday sales. 

This holiday season, it is important to look past the big box stores and shop local when you can. We’re sharing our favorite places to shop for home items, gifts for friends and loved ones and colleagues. 

If you like to shop in person, consider picking up gift cards at your local coffee shop and/or favorite restaurants while you’re out and about. If you prefer to shop online, great! Nearly all of our local shops, restaurants and service providers offer online shopping now.

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How to Sell Your Home During The Holidays: Three Easy Tips

If you plan to put your house on the market this season, we have a few suggestions to help you sell. Buyers tend to be extra motivated during this time of year, so we have gathered our best tips to help your listing stand out among the current inventory.

If you love to decorate for the holidays and/or have a busy hosting schedule coming up, you may be wondering, “How do I sell my home during the holidays without getting in the way of my life”?

Even in this fast-paced market, you must consider the possibility that your home may not sell right away, meaning the marketing materials (photos, videos, etc.) should be free and clear of decor.

You’ll also need to have some flexibility in your schedule for the inevitable showings.

If you want to take…

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Sellers: You’ll Likely Get Multiple Strong Offers This Season

Are you thinking about selling your house right now, but you’re not sure you’ll have the time to do so as the holidays draw near? If so, consider this: even as the holiday season approaches, there are plenty of buyers out there, and they really want your house. Here’s why selling this winter is a win for you.

Today’s buyers are still dealing with a limited number of homes for sale. Thanks to continued low inventory, those buyers are competing with one another for their dream home. And when that happens, if your house is one of the few on the market, it will rise to the top of the pool – and it will be worth it.

According to the latest data from the National Association of Realtors (NAR), the average seller received 3.7 offers on their…

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What’s Happening with Home Prices?

Many people have questions about home prices right now. How much have prices risen over the past 12 months? What’s happening with home values right now? What’s projected for next year? Here’s a look at the answers to all three of these questions.

How much have home values appreciated over the last 12 months?

According to the latest Home Price Index from CoreLogic, home values have increased by 18.1% compared to this time last year. Additionally, prices have gone up at an accelerated pace for each of the last eight months (see graph below):

The increase in the rate of appreciation that’s shown by CoreLogic coincides with data from the other two main home price indices: the FHFA Home Price Index and the S&P Case Shiller Index.

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